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It's more lucrative to apply the fee to your credit balance and potentially collect interest on it! As for incredible pre-approved loans for half-a-million dollar homes: Use your common sense.
These people do not know you or your credit situation, yet they are willing to offer massive credit limits? Sadly, far too many victims are pressured by financial problems and are susceptible to this con.
The seductive visions of wealth can make you overlook that you never even entered this lottery.
This scam will usually come in the form of a conventional email message.
It informs you that you have won millions of dollars, and it flatters you with congratulations repeatedly.
The catch: Before you can collect your winnings, you must pay the “processing fee" which can be upwards of several thousands of dollars.
Reputable credit card companies may charge an annual fee, but it is never charged upfront (again, why on Earth would they?
Unfortunately, malware protection software doesn't help much with many of these types of scams, because they rely on tricking the user, not delivering malicious software.